The Central Valley and Sacramento region has California's most sun — 6.0–7.0 peak sun hours in Fresno, Bakersfield, and the southern valley. Sacramento is served by SMUD (not under CPUC NEM 3.0), which has its own net metering program at lower rates (~$0.13–$0.18/kWh). The rest of the valley is PG&E or SCE territory. Fresno, Bakersfield, and Stockton have large homeowning populations motivated by high summer electricity bills from heavy AC use. The 30% ITC and CA property tax exclusion apply throughout.