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Florida Building Code requires impact-rated windows or storm shutters in High-Velocity Hurricane Zones (HVHZ). Miami-Dade County has the strictest impact window standards in the country.
In Polk County, the average window replacement costs $400–$1,000 per window for standard replacement. Impact/hurricane windows run $600–$1,500+ per window installed. Whole-house impact windows: $8,000–$25,000.. Getting multiple quotes from licensed contractors is the best way to protect yourself from overpriced bids.
FPL, Duke Energy Florida, and TECO offer ENERGY STAR window rebates of $25–$75 per window. Low-E coatings and SHGC < 0.25 qualify for most FL utility programs.
Florida's intense solar heat gain makes low SHGC glass critical. Coastal regions require impact-rated windows (hurricane rated, Miami-Dade or Florida Building Code approved).